Educação financeira aplicada ao ensino médio: concepções de estudantes sobre aplicações financeiras

Abstract

This Final Undergraduate Project focuses on the teaching of financial mathematics in high school. The research began with an extensive literature review on the subject, examining various pedagogical and methodological approaches applied in different educational contexts. The reviewed literature highlighted the relevance of financial mathematics as an essential tool for the formation of critical citizens capable of making economic decisions based on reliable information and consistent analysis. Based on this theoretical foundation, the main objective was to investigate and implement a teaching methodology grounded in problem solving, aiming to enhance students’ understanding and practical application of financial concepts. This proposal emerged from gaps identified in the literature, which point to the need for more interactive, contextualized, and student-centered teaching strategies. The theoretical framework focused on the problem-solving methodology, recognized for encouraging critical thinking and active learning. This approach involves presenting students with problem situations that require the application of mathematical knowledge in real- world contexts, promoting skills such as analysis, logical reasoning, and decision-making. Among the results achieved, we highlight the need to strengthen the engagement of high school students in situations involving financial education, increasing their interest in financial mathematics, and strengthening teaching practices using more dynamic and effective methodologies. It is expected that, by experiencing concrete financial situations, students will develop greater autonomy and proficiency in the use of mathematics in everyday life. Furthermore, this study aims to offer replicable teaching strategies that can be adopted in other schools, contributing to the development of an innovative, interdisciplinary, and student-oriented educational culture aligned with the demands of 21st-century education.